Financial stress is debilitating! It can affect your mood, your relationships, your ability to take care of yourself, and your self-esteem. If it’s chronic, it can result in ongoing anxiety and depression.

It’s important to get on top of it, even if you’re feeling defeated and think there’s nothing you can do about it. You can.

The first step is to examine your money habits and see if you can get them under better control. I’m going to take you through a process to do that. Then we can talk about how you might go about increasing your income.

The worst thing you can do is to do nothing. The lack of control is a sure way to keep you in a state of chronic stress that undermines everything else in your life.